Windows 10 End of Support (EoS): What RIAs Need to Know

Windows 10's end of support (EoS) date is October 14, 2025. After this date, Microsoft will stop providing free security updates, technical support, and feature updates for the operating system.

For Registered Investment Advisors and compliance professionals, technology is more than just convenience — it is the backbone of data protection, client trust, and regulatory compliance; meaning the upcoming EoS for Windows 10 poses a risk factor for your firm's compliance and operational resilience.

What Happens When Windows 10 Support Ends?

Here is what the EoS means for your firm:

• No More Security Updates Without regular security patches, your devices become open doors for cybercriminals
• No More Technical Support Microsoft's help desk will no longer be available to help if you have a system issue.
• No More Feature Enhancements Your technology will age overnight, making it harder to integrate with newer tools or platforms.
• Systems Keep Running — Vulnerably Yes, your Windows 10 computer will still turn on, and your systems may feel "normal." But under the hood, every day you run an unsupported system, you are exposing sensitive client data to unnecessary risk.

Why This Matters for RIAs

SEC and FINRA expect firms to demonstrate reasonable cybersecurity measures. Running unsupported software could be viewed as a failure to supervise technology infrastructure; a weak point in your compliance program that could result in fines, enforcement actions, or reputational damage.

For firms that rely on centralized databases, client portals, and secure communication archives, the risk is twofold:

• Data Protection: Unpatched systems are an easy entry point for data breaches.
• Business Continuity: An avoidable system compromise can interrupt your daily operations, client servicing, and compliance deadlines.

What Are Your Options?

• Upgrade to Windows 11 This is the safest, most future-proof option. Windows 11 ensures continued access to updates, enhanced security frameworks, and compatibility with modern compliance technology.
• Extended Security Updates (ESU) Program If your firm needs more time, Microsoft's ESU program offers critical patches for a fee. Consider this a temporary band-aid — not a long-term solution.
• Replace Outdated PCs If your devices cannot run Windows 11, replacement is often more cost-effective than clinging to outdated systems. Modern machines not only support Windows 11 but also integrate better with compliance tech platforms.

What does this all mean?

RIAs cannot afford to think of Windows 10 end of support as "just an IT problem." It is a compliance risk. Whether you upgrade, enroll in ESU, or replace your systems, the key is to act before the deadline. Doing nothing is not an option when client trust, regulatory compliance, and business continuity are on the line.